Boat/Watercraft Insurance in Central Texas
Whether you own a sailboat, motorboat, or personal watercraft in or around the Central Texas area, you must have the right insurance coverage for your vessel. It is essential to have a policy that will protect your investment and your financial well-being. We understand the unique needs of boat owners and can help you find the right coverage.
The Different Types of Boat/Watercraft Insurance
In Texas, several different types of boat and watercraft insurance policies are available. These include:
- Liability Insurance: This type of coverage will protect you if you are found liable for an accident on the water. It can help cover the costs of damages to other boats, docks, or other property, as well as medical expenses for injured parties in the accident.
- Physical Damage Insurance: This type of coverage pays for repairs or replacement if your boat is damaged in an accident, lost, or stolen.
- Uninsured/Underinsured Boater Insurance: This policy will protect you if you are involved in an accident with another boater who is not insured or does not have enough insurance.
- Personal Effects Coverage: This type of coverage protects your personal items on board the vessel, such as fishing equipment, clothing, and electronics.
The Different Policies Available
There are various types of boat policies available, namely:
- Replacement cost policy: This covers repairing or replacing your boat.
- Actual cash value policy: This covers the cost of repairing or replacing your boat after deducting the depreciation value.
- Agreed amount value policy:This covers the cost of repairing or replacing your boat up to a predetermined value mentioned in the policy.
Trevino Insurance Services Is Here For Central Texas Boaters
At Trevino Insurance Services, we can help answer questions concerning boat/watercraft insurance. We serve the Central Texas area. Contact our agency in Boerne, TX today.
