Living in Boerne, TX, homeowners often find themselves sharing their environment with a variety of wildlife. While this can be one of the joys of living in such a beautiful area, it can also present unique challenges when it comes to your home insurance. At Trevino Insurance Services, we’re here to help you understand these challenges and how to navigate them.
Wildlife-Related Damages
Wildlife can cause a range of damages to your home. From squirrels chewing through wires to deer damaging landscaping or even larger animals like bears breaking into your property, these incidents can lead to costly repairs.
Are Wildlife Damages Covered?
Whether or not these damages are covered by your home insurance can depend on the specifics of your policy. Some policies may cover damages caused by certain types of wildlife, while others may not. It’s important to review your policy or speak with your insurance agent to understand your coverage.
Preventing Wildlife Damages
There are steps you can take to reduce the risk of wildlife damages. These can include securing trash cans, sealing entry points to your home, and maintaining your yard to reduce its attractiveness to wildlife. Taking these steps can not only protect your home but could potentially reduce your insurance premiums.
Working with Your Insurance Agent
At Trevino Insurance Services, we’re committed to helping homeowners in Boerne, TX understand their home insurance coverage and how to protect their homes from wildlife damages. We can review your policy and help you understand your coverage.
If you have any questions or need assistance, don’t hesitate to contact us.
