Skip to content
Click to Call
Trevino Insurance Services

801 N Main St, Suite B
Boerne, TX 78006

Get Directions

Texas Insurance Blog

Disaster-proofing Your Property: Importance of Home Insurance in Boerne, TX

Unforeseen disasters can strike at any time. Having the right home insurance coverage in place can help you recover faster and manage the aftermath better. At Trevino Insurance Services in Boerne, TX, we provide comprehensive home insurance solutions designed to offer complete peace of mind.

Understanding Home Insurance

Home insurance offers coverage for your home, personal belongings, and provides liability coverage for any injuries that may happen on your property. Additionally, it can cover you against various natural and man-made disasters.

The Role of Home Insurance in Disaster-Proofing Your Property

Boerne, TX, is susceptible to several types of natural disasters, including floods, hail storms, and tornadoes. A home insurance policy tailored to your unique needs can help you recover quickly after such events.

Coverage for Home Repairs

Home insurance can cover the cost of repairing or rebuilding your home after a covered disaster. This ensures that even after a significant event, you’re not left out in the cold.

Protection for Personal Belongings

Your coverage also extends to your personal belongings. This means that in the event of a disaster, your policy can cover the replacement costs of your damaged possessions.

Choose Trevino Insurance Services for Your Home Insurance Needs

At Trevino Insurance Services, we pride ourselves on offering our clients in Boerne, TX, personalized and comprehensive home insurance options. Our insurance solutions are designed to protect your house and personal belongings while providing essential liability coverage. Contact us today to disaster-proof your property with the right home insurance policy.

Windstorms and Hail in Boerne, TX: Are you Protected with Your Home Insurance?

Boerne, TX, is no stranger to the ravages of windstorms and hail. As a homeowner in this region, protecting your primary asset against catastrophic weather events should be a priority. At Trevino Insurance Services, we emphasize understanding your home insurance coverage concerning these weather phenomena.

Hail and Windstorm Coverage

Often, home insurance policies include coverage for damage caused by windstorms and hail. However, the extent of coverage can vary significantly depending on your specific policy and insurer. It’s crucial to review your policy’s provisions carefully and discuss it with your insurance agent.

Understanding Your Deductible

Understand that your policy’s deductible applies when you file a claim for damage due to windstorm or hail. Note that some policies have separate, often higher, deductibles for these specifically named perils.

Flood Damage is Not Covered

While your home insurance may cover damage from windstorms and hail, it usually doesn’t cover flooding from heavy rains associated with the storm. Separate flood insurance coverage is typically needed to protect against this risk.

Review Your Policy Regularly

Given the dynamic nature of weather patterns and home insurance policies, Trevino Insurance Services recommends reviewing your policy annually. As providers of home insurance in Boerne, TX, we understand local weather risks and can help ensure your home insurance meets your needs.

Your Home Deserves the Right Protection

Understanding your home insurance coverage regarding windstorms and hail is a vital aspect of managing homeowner risk in Boerne, TX. Trevino Insurance Services is well-equipped to help you navigate these considerations and find a suitable solution based on your specific circumstances. Don’t leave your home’s protection to chance. Let us assist in safeguarding your investment.

Changes to Make to Your Home to Help Deter Burglars and Thieves

Your home is your sanctuary, but burglars and thieves can threaten your peace of mind. Making a few strategic changes to your home can significantly enhance its security, deterring potential intruders and protecting your valuables. As your trusted home insurance provider in Boerne, TX, Trevino Insurance Services understands the importance of safeguarding your haven. Here are some valuable tips to fortify your home against burglaries.

Enhance Exterior Lighting

A well-lit exterior is a powerful deterrent. Install motion-activated lights around entry points, pathways, and dark corners. Adequate lighting exposes potential intruders and makes your home less appealing as a target.

Invest in Quality Door and Window Locks

The first line of defense against burglars is your doors and windows. Upgrade to high-quality deadbolt locks for doors and consider reinforced glass for windows. These simple yet effective measures make it significantly harder for burglars to gain unauthorized access.

Implement Smart Security Systems

Embrace the era of smart home technology by installing security systems with cameras, sensors, and alarms. These systems not only provide real-time monitoring but also act as a visible warning to potential intruders. Many modern security systems can be integrated with your smartphone for remote monitoring, adding an extra layer of convenience and peace of mind.

As your home insurance partner, Trevino Insurance Services encourages you to take proactive steps to secure your home. These simple changes can make a significant difference in fortifying your home against potential threats. If you’re looking for a new home insurance policy in the greater Boerne, TX, area, we can also help. Call us today to discuss your needs and to obtain an estimate for a new policy.

  • Aegis
  • AIG
  • Allstate
  • American Bankers- Flood
  • American Modern
  • American Reliable
  • AmTrust
  • Aon Edge/Assurant Flood
  • Argenia
  • Assurity
  • Atlantic Casualty
  • Banner
  • BCBS
  • Bristol West
  • BTIS
  • Burns & Wilcox
  • Century Surety

Insurance Quotes
as easy as

  • 1

Getting Sarted

Begin your quote by clicking on the get started button below.

  • 2

Providing Information

Fill in the form to help us provide you with the best possible quote.

  • 3

Acquiring Your Quote

Our system will evaluate your information and quickly present a quote.

Get to Know Us