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Boerne, TX 78006

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Texas Insurance Blog

How Auto Insurance Comes into Play in Roadside Assistance in Boerne, TX

Picture this: you’re driving on a quiet road in Boerne, TX, and suddenly, your car breaks down. It’s late, and you’re miles away from the nearest service station. In such a situation, roadside assistance can be a real lifesaver. But did you know that your auto insurance policy might just be the key to accessing this service? Let’s delve into this topic.

Learn About Roadside Assistance Coverage

At Trevino Insurance Services, we believe in preparing for the unexpected. That’s why many auto insurance policies include a feature known as roadside assistance coverage. This coverage is designed to help you when you’re stranded on the road due to a vehicle breakdown.

What’s Covered Under Roadside Assistance?

Roadside assistance can cover a variety of services, including towing, flat tire changes, fuel delivery, lockout service, and battery jump-starts. It’s designed to get you back on the road as quickly as possible, or tow your vehicle to a repair shop if necessary.

How to Add Roadside Assistance to Your Policy

Not all auto insurance policies automatically include roadside assistance. But don’t worry, at Trevino Insurance Services, we can help you add this coverage to your policy. This ensures that help is just a phone call away when you need it.

The Value of Roadside Assistance

While no one plans to have a vehicle breakdown, having roadside assistance coverage can provide peace of mind. Knowing that help is available can make your journeys less stressful.

Your Safety Net on the Road

Auto insurance plays a crucial role in providing roadside assistance when you need it most. If you’re a driver in Boerne, TX, and have questions about your auto insurance coverage, don’t hesitate to reach out to Trevino Insurance Services. We’re here to help you understand your policy and ensure you have the protection you need.

Vehicle Modifications and Auto Insurance: What Boerne Residents Need to Know

In Boerne, TX, vehicle modifications are quite popular. From upgrading engines to adding custom paint jobs, modifying your car can make it more comfortable, impressive, or efficient. However, it’s crucial to understand that these alterations may affect your auto insurance.

1. Vehicle Modifications Can Change Insurance Premiums

When you modify your vehicle, the value, performance, and safety features might change, which could increase or decrease your insurance premiums. For instance, adding security features like anti-theft systems can often lower premiums, while performance enhancing modifications might increase them.

2. Not All Modifications Are Covered By Standard Policies

Standard auto insurance policies typically don’t cover custom parts and equipment. If you have added modifications that increase your car’s value, you may need to purchase an additional endorsement to make sure the new features are insured.

3. Disclose All Modifications to Your Insurer

Always inform your insurer about any modifications to your vehicle. Not disclosing these changes might violate your policy terms and could result in claim denial if you’re in an accident.

4. DIY Installations Might Increase Your Premium

If modifications are not professionally installed, they can increase the risk of accidents due to faulty installation. Insurers may raise the premiums accordingly. Therefore, always consider getting your modifications done by professionals.

At Trevino Insurance Services, we understand that customizing your car can make it feel more personal and enjoyable to drive. We are here to help you understand how these changes impact your auto insurance. Contact us today, and we will guide you through the options to ensure your car modifications are fully covered.

Navigating the Aftermath of a Collision: An Auto Insurance Guide for Boerne, TX Drivers

At Trevino Insurance Services in Boerne, TX, we are committed to offering guidance and support to our policyholders. It’s crucial to know what steps to take if you are involved in an auto accident. The process can be confusing and stressful, especially when insurance claims are involved.

Step 1: Safety Comes First

Ensure everyone is safe and uninjured. If necessary, call in medical help.

Step 2: Involve the Authorities

Regardless of how minor it appears, always report the collision to the police. This will provide an official record.

Step 3: Document the Scene

Take photos and jot down notes. Documenting factual information will aid in the claims process.

Step 4: Exchange Information

Share contact and insurance details with the other party involved.

Step 5: Contact Your Insurance Provider

Notify your insurance company as soon as possible after the accident occurs. The quicker you call, the sooner they can start working on your claim.

At Trevino Insurance Services, located in Boerne, TX, we understand how disorienting an auto accident can be. Our team is ready to assist and guide you through the claims process effectively. If you have any questions regarding filing a claim or understanding your auto insurance policy, do not hesitate to reach out to us. With us, you have a trusted partner in navigating post-collision scenarios.

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