Boerne, TX, is no stranger to the ravages of windstorms and hail. As a homeowner in this region, protecting your primary asset against catastrophic weather events should be a priority. At Trevino Insurance Services, we emphasize understanding your home insurance coverage concerning these weather phenomena.
Hail and Windstorm Coverage
Often, home insurance policies include coverage for damage caused by windstorms and hail. However, the extent of coverage can vary significantly depending on your specific policy and insurer. It’s crucial to review your policy’s provisions carefully and discuss it with your insurance agent.
Understanding Your Deductible
Understand that your policy’s deductible applies when you file a claim for damage due to windstorm or hail. Note that some policies have separate, often higher, deductibles for these specifically named perils.
Flood Damage is Not Covered
While your home insurance may cover damage from windstorms and hail, it usually doesn’t cover flooding from heavy rains associated with the storm. Separate flood insurance coverage is typically needed to protect against this risk.
Review Your Policy Regularly
Given the dynamic nature of weather patterns and home insurance policies, Trevino Insurance Services recommends reviewing your policy annually. As providers of home insurance in Boerne, TX, we understand local weather risks and can help ensure your home insurance meets your needs.
Your Home Deserves the Right Protection
Understanding your home insurance coverage regarding windstorms and hail is a vital aspect of managing homeowner risk in Boerne, TX. Trevino Insurance Services is well-equipped to help you navigate these considerations and find a suitable solution based on your specific circumstances. Don’t leave your home’s protection to chance. Let us assist in safeguarding your investment.
